Senior Research Analyst/Lead Analyst - Financial Services

KEY ROLES & RESPONSIBILITIES :

The credit assessmet process requires the following :

- Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.

- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

- Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).

- Determine and recommend ratings to the corporate based on the internal rating framework and methodology

- Establish ad maintain consistent standards and processes in credit analysis through interaction with onshore analysts

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE :

- Should have 3 to 5 years of experience specifically in counterparty credit risk assessment or credit research or equity research or financial research

- Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics.

- Excellent report writing and communication skills.

- Ability to identify key characteristics and drivers of sectors assigned.

- Credit assessment and analysis (or financial analysis), including business, financial and management profiling.
 
PROBLEM SOLVING :

- Contributes to the resolution of complex quantitative or qualitative research issues&semi takes a new perspective on existing solutions
 
INTERACTIONS :

- Works within own team and interacts with other related teams

- Communicates with internal & external clients and/or issuers as necessary

TYPICAL SCOPE & IMPACT :

- Impacts the quality of research and effectiveness of own team

MINIMUM & PREFERRED EDUCATION : CA/MBA Finance/CFA/FRM

MINIMUM & PREFERRED EXPERIENCE / SKILLS : Should have 3 to 5 years of experience specifically in counterparty credit risk assessment or credit research or equity research or financial research