Senior Manager - Treasury & Fund Raising - BFSI

- Provides inputs to CFO for preparation of the annual Treasury budget

- Tracks expenses versus budgets and highlights variances (if any)

- Projects future cash and fund flows based on historical inflow/outflow data, inputs from ZMs on branch expansion, disbursement plans and repayment schedules for banks; Consults with CFO on the same

- Sends this requirement to VP-Finance to help plan for the funds

- Ensures funds are in place for day to day operations and repayments

- Decides on usage of current cash credits in anticipation of significant cash inflows

- Makes pre-payments to the banks after getting approvals from the bank

- Decides which fixed deposit, mutual fund / category of mutual fund to invest the excess cash in - done on a day to day basis

- Collects and Collates repayment schedules from banks when a loan is taken and adds it to the database

- Prepares a day-wise demand sheet and gives it to Manager Payments

- Authorizes payment which is initiated by the Manager