Job Title: Credit Manager - SME Grade: Sr.Manager Job Description: - Meet market constituent i.e customers, financiers and do evaluation of the market and customers fairly and diligently in line with the approved credit policy. - Perform credit and reference checks. - Meet customers prior to credit approval. Mandatory credit visits would be defined based on exposure / industry which shall be adhered to prior to customer approval . - Credit Approval of deals as per authorized limits and given TAT; recommends and forwards to appropriate authority in case of higher limit / deviation/deferral. - Enforcement and adherence of the company credit policy at the branch and regional level. - Review and approval of credit files as per policy - Regional risk reviews once in a quarter - Review portfolio on a monthly level with respect to delinquency/losses/fraud of the portfolio underwritten for the following : - Bucket wise delinquency is under triggers - NCL within budgeted figures - Customers TOD level within acceptable norms - Non starter at minimum level - Ensures timely renewal of Credit approvals ensuring satisfactory turn around time. - Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. - Adheres to customer calling plan as per EW process - Meets principals, other financiers regularly for market updates An Ideal Candidate should possess: - Experience in Credit Risk or Underwriting working capital, commercial or SME lending - Adequate technical knowledge to understand the products dealt by Bank, its risk parameters, valuations, inherent Risk in the product. - Adequate knowledge to analyse risk in existing and new products proposed, and provide appropriate analysis for management decision making. - Ability to understand Business requirements and should be able to process the requirements within reasonable timelines. Kindly share your updated resume with following details: 1) Current Organisation - 2) Current Designation and Role - 3) Total Exp - 4) Qualification - 5) Current Salary (Also mentioned Fixed+Variable) - 6) Expected Salary - 7) Present Location - 8) Joining Time - 9) Reason for Change - 10) Clients with their Turnover range - 11) Experience in handling SME clients- Reshma STEPS

Kolkata

Senior Manager - SME Credit - Banking 

Senior Manager - SME Credit - Banking  ,Job Description for Senior Manager - SME Credit - Banking  in Steps India in  Kolkata for (3-10) years of experience. Apply Now!

Job Description for Senior Manager - SME Credit - Banking  in Steps India in  Kolkata for (3-10) years of experience. Apply Now!