Senior Manager - Risk Policy - Loan Against Property - NBFC

NBFC is licensed by Reserve Bank of India as a systemically important Lending NBFC (Non Banking Finance Company). They are a professionally managed company focused on providing structured term financing solutions to corporates and loans to Micro, Small and Medium Enterprise (MSME) borrowers in India.

Position : Senior Manager Position Risk Policy

Reporting : Head Risk

Location : Mumbai

Key Responsibility Areas:

1. Ensure right policies, product and risk metrics are in place.

2. Formulation of Credit Policy for secured and unsecured mass market loans (primarily self-employed).

3. Formulation and successful execution of campaigns.

4. Formulation and Implementation of processes and controls to minimise non-credit risks like Compliance, Frauds, Liquidity & Operational Risk.

5. Ensuring that credit exposure complies with credit policies, procedures, standards & required capital provisions.

6. Ensure all credit exposure complies with credit policies, procedures, standards and required capital provisions.

7. Introduction of extensive oversight controls.

8. Responsible for providing clear, concise and objective guidance to management and comprehensive summary reports to various committees.

Relevant Experience: 10+ years (3 in framing policies for LAP)