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Talent Acquisition at Zyoin
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Senior Manager - Risk & Credit Policy - BFSI (4-10 yrs)
Senior Manager - Risk and Credit Policy
Job Profile:
- Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioural Scorecards
- Risk Measurement, Portfolio Tracking & Analysis - Understanding of Key Risk Performance Indicators (including Static pools, Lagged & Coincidental delinquency) as well as Expected Credit Loss (ECL) Model Design & implementation. Throughput Analysis & Reject Analysis (for Policy Improvements)
- Ability to Formulate Credit Policies (New as well as Modifications) including ability to articulate / write Clear & Crisp Credit Policy Documents
- Sound Knowledge of Processes & Systems in context of Risk & Business objectives, as well as Regulatory Guidelines.
- Ability to Lead Projects (incl. Prepare BRD's) for implementation of system modifications resulting from Policy Design.
- Ability to deal with Sr. Management / Heads of Depts to ensure closure of open discussion items in Policy Formulations & Implementation.
- Ability to influence departmental teams to ensure policy implementation objective are met.
Desired experience: Required 6-10 years of work exp. of which 4-5 years in Risk Function
Education qualification: Candidate should be C.A. / C.S. / MBA.
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