Senior Manager/Manager - Product - Government Schemes Micro Banking

Company Profile: A Leading Small Finance Bank.

I. ROLE PURPOSE & OBJECTIVE

1. As a Senior/Manager Product -Government Schemes, S/he will be responsible for managing all Financial Inclusion Programs/Government schemes applicable to Micro Banking & Rural Banking.

2. Development of Product/Process in-line with the guidelines issued by Govt. Authorities.

3. S/he will work closely with business, compliance, IT, Risk and credit team to ensure timely implementation of scheme and rollout in the field.

4. Co-ordination with respective government organizations in order to communicate requisite scheme details and obtain clarifications on process.

II. KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/ Financials (Only Relevant roles)

- Development of new products/Process various schemes launched under government programs like - Standup India, DAY-NULM/NRLM, ECLGS/other Government Guarantee schemes or any other Government Program relevant for the Bank

- Scheme related data submission to respective government authorities like PMMY (Shishu, Kishore and Tarun), SIDBI, CGTMSE (PMSVANIdhi) etc.

- Co-ordination with IT-MIS team for receiving scheme related data.

- Managing PSL compliance for Micro banking

- Providing government scheme related data to internal control functions as and when requested.

- Co-ordination with External authorities for timely data submission, Error-free scheme implementation and change/update in case of any revision in the existing scheme/Process.

Customer (Both Internal & External)

- Co-ordination with NGO/Business Correspondent wherever required, in order to implement schemes through external channels.

- Train field staff and other key stakeholders about new Government schemes and process rollout.

- IEC material development for internal and external communication.

Internal Process

- To develop and implement a company-wide rollout plan, working with all departments.

- Ensure approvals of Process/Project/Product from relevant stakeholders/HODs.

- To organize Scheme product/Process trainings for launch, expansion and capacity building

- Ensure policy and process adherence in the regions by regular training and feedback.

Innovation & Learning

- Maintain up to date knowledge of relevant schemes/product as well as understanding of other MB & RB products.

- Ensure adherence to training man-days/ mandatory training programs.

- Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines.

- Liaise with training team to ensure adequate product training in the region.

Candidate Requirement

- Knowledge of the government schemes

- Understanding of bank's role in scheme/project/process implementation.

- Exposure of communication with external government authorities/agencies.

- Good Understanding of Product/Process development in-line with the guidelines issued by Govt. authorities.

- Prompt knowledge of preparing PPT, Excel and Note preparation.

- Communication Skills - fluent in the local language & can basic Proficiency in English