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Senior Manager - Credit - Unsecured Business Loans (8-17 yrs)
Industry : Banking / Financial Services / Broking
Category : Finance
Skills : Credit Underwriting, Unsecured Lending, Unsecured Business Loans
Job Description :
- Responsible for credit underwriting & credit policy formulation for Unsecured Business Loans
- Responsible for putting in place the responsible for risk
Client Details :
- Leading Digital Lending platform which caters to financial needs of SMEs
- Certified as a great place to work
Description :
- Responsible for credit underwriting & credit policy formulation.
- End to end completion of a transaction from login to sanction, including interaction with borrowers to understand credit requirement.
- Finalisation of sanction terms and negotiation with clients.
- Getting approvals internally and documentation as per credit policy.
- The hiring of Credit Processing agencies (CPAs) and process and policy training.
- Complete transactions within the required TAT.
- Designing new experiments and programs to test new segments and monitor its performance.
- Responsible for minimising Fraud risks by constantly evaluating process gaps and improvising risk policy.
- Team Management & Training new team members.
Profile :
- Excellent problem solving, critical thinking and communication skills
- Highly customer obsessed thinking
- Expertise in credit underwriting for unsecured business loans
- Pragmatic approach in assessing the repayment ability of the borrower
- CA/MBA in Finance with 8+ years of experience
Job Offer :
- Certified as a Great Place to Work
- Young and passionate team with a mix of background, fun@work, responsibility with authority
For a confidential discussion about this role please contact Cliff Dsouza on +91 (0) 22-4236 3308.
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