Senior Manager - Credit Analyst - Supply Chain Finance/NBFC

About Company:

The Employer is a platform in the financial services sector in India set up primarily with the mission of catering to the diverse credit requirements of under-served households and businesses.

As a leading player among India's NBFCs, the Employer's business model is diversified across offerings, sectors, products, geographies, and borrower segments.

Its proprietary integrated technology system and its risk management framework enable it to offer a diversified product suite, efficiently at scale.

The Employer's exposure is spread across 600 + districts throughout India.

Through its deep credit insights, and agile technology platform, the Employer offers suitable debt products that meet the requirements of borrowers and lenders in sectors like Microfinance, Vehicle Finance, and Mid-Market Corporates.

Job Description:

Credit Risk Assessment:

- Conduct thorough credit assessments of businesses and their financial health. Analyze financial statements, transaction histories, and other relevant data to evaluate risk and determine creditworthiness.

Supply Chain Finance Expertise:

- Assist in structuring and evaluating supply chain finance solutions, understanding the specific financial needs of businesses in various supply chain models, including receivables and payables financing.

Data Analysis & Reporting:

- Prepare and present detailed reports on the financial status and creditworthiness of clients, recommending credit limits, pricing, and terms.

Relationship Management:

- Build and maintain strong relationships with clients, financial institutions, and other stakeholders to ensure the effective implementation of financial solutions.

Credit Documentation:

- Review and assist in the preparation of credit proposals, documentation, and contracts, ensuring compliance with the company's credit policies and regulations.

Monitoring & Risk Management:

- Monitor client accounts, track performance, and report on any changes in risk exposure. Work proactively to mitigate risks and provide recommendations for managing risk.

Collaboration with Cross-Functional Teams:

- Work closely with sales, operations, and legal teams to ensure smooth execution of financing solutions and to resolve any issues or challenges in a timely manner.