Senior Manager - Credit Administration - Bank

Job Title - Credit Administration Dept. Operations

Location - Kanjurmarg, Mumbai

Education - Grad/ PG/ LLB/LLM/ MBA

Job Opportunity with HDFC Bank for CAD Operations profile for Kanjurmarg Location. Anyone from CAD Operations from Banking/ NBFC/ Fintech sector only can apply for this profile.

Roles & Responsibilities

1. Checking the CAM / approvals for adequacy of approvals basis Credit Policy & Procedure Manual / Product Program.

2. Checking the covenants in the CAM / approvals.

3. Checking the CAM / CRI sheet for completeness of data to facilitate data capture in core system / CLIMS.

4. Checking for RAM rating details which have a bearing on approval matrix.

5. Checking for reject database confirmation by Credit.

6. Secondary check of security documents for correctness & completeness vis- vis stipulations in CAM / Product Program & legal requirements like stamping, execution, & enforceability.

7. Validating discrepancy, if any, identified in CAM / security documents by inputter.

8. Authorizing limit in core / support system post closure of discrepancies, if any, within agreed TAT & with 100% accuracy.

9. To ensure correct updation of critical fields in Core system & CIMS, like NPA Rule id, Security Value linkage, RAM rating, etc.

10. Second level checking CHG-1 & CHG-4 for creation & satisfaction of charge with ROC.

11. Checking & authorization of Stock statements, Insurance Policies in Clims and according authorize any change in Limit as well as freezing of limits where applicable.

12. Authorizing updation in CLIMS & other satellite systems basis inputting done by ADFC staff in an accurate & timely manner w.r.to stock statement, Insurance, statements, Call memo, etc.

13. To ensure that there is no mismatch in limit setting between core system & CLIMS.

14. To ensure that all deferrals are correctly tracked in CLIMS.

15. To ensure correct & timely closure of document deferrals in CLIMS.

16. To check & authorize the data captured in CLIMS, as they have a direct bearing on various board / regulatory reporting.

17. To attend first level escalations from RM w.r.to acceptance of a document & TAT.

18. Accurate & timely tagging of CAM in CLIMS.

19. To ensure timely receipt & safe custody of security documents.

20. To ensure correct security linkage to facilities for accurate computation of CAPAD / RAROC.