Senior Manager - Credit Admin Department - BFS

Job Role

- Portfolio - Handling of specified portfolio by providing services related to Credit Admin activities

- Sanction Letter - Capability to check the accuracy of Issuance of sanction letter as per the terms and conditions of approved Term Sheet

- Security documentation - Ability to check the accuracy of Issuance of security documents as per the terms of sanction

- Verification - Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

- Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR

ROC / CERSAI related compliances -

- Ensuring registration of security charges in favour of the bank wherever applicable.

- Disbursement - Understanding of Limit module in Glem and Finacle.

- Handling Limit Loading in Glem / Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents

- Management of Security/Collateral module in GLEMs.

- Tracking of deferral - Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.

- Custodian - Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.

- Document Tracking - Tracking of documents for receipt; deferral; expiry etc thru CAD systems

- Liaison - With Business Teams, Legal; Credit; RMs; CPC, Audit, Service

- Providers etc for timely and quality deliverables by resolution of issues/ answering queries

- Projects - Ensuring completion projects allocated within the timeframe

- Audit - Handling of RBI/Internal/Statutory/Concurrent Audit requirements.

Job Requirements:

- Should have a minimum of 5-8 yrs of relevant experience

- Graduate preferably in Banking and Finance/Commerce or CA. Post-Graduation: MBA/M.COM would be preferred.

- Ability to Influence/relationship Management Skills

- Analytical and financial skills

- Strong communication skills

- Eye For detail.