Senior Manager - Collection Analytics - Bank

Collections Strategy

Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk.

- Design, analyze and monitor collection strategies for different loan products such as personal loans, auto loans, etc.

- Identify the opportunity areas for increasing collection efficiency and pro-actively communicate with stakeholders

- Collaborate across other risk functions (example - technology, product, etc.) to implement the analytical decisions

- Design and analyze campaigns for collections and recoveries related strategies using SAS/SQL

- Develop, maintain and improve risk policies, processes and procedures within the assigned function

- Utilize application, bank and bureau information to derive business insights

- KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

- Revamp collections strategy changes and launch A/B test to monitor impact and performance of the change

Requirements :

- Knowledge of and certifications in programming, SAS/SQL/Python & Tableau

- Knowledge of best practices in coding, data manipulation and creating re-usable artifacts

- Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.)

- Ability to create recommendations and insights from data for developing risk strategy

- Experience with utilizing credit risk datamarts using internal and third party data

- Ability to design the right KPIs for measuring strategy success

- Understanding of various elements of risk strategy, such as delinquencies, roll rates, recoveries from both internal & third party etc

- Ability to communicate and present the results to business stakeholders