Senior Credit Analyst - Investment Firm

Senior Credit Analyst

Our client is India's largest alternative investment platform through which one can invest in startup equity, commercial real estate, leasing and inventory deals, and earn non-volatile returns. It is completely technology driven and transparent and has already built a community of over 150,000 investors and raised more than Rs 160 crore in capital from retail investors.

Founded in 2020, this Gurugram based digital platform is truly democratising investment opportunities and helping individuals find new ways of investment to grow their wealth.

Its founding team members include the leadership alumni of companies like OYO, Pepperfry, Morgan Stanley, World bank, among others.

As a Senior Credit Analyst, you will be responsible for evaluating the creditworthiness of potential leasing and financing partners.

What you will do:

- Assessing risk of potential and existing partners, based on research and evaluation of financial, operational and other parameters

- Discussing the outcome of the credit evaluation process for every new/ existing partner with the Credit Committee, Investor Committee. Highlight observations, red flags and key issues along with the decision rationale

- Preparing detailed credit memo comprising business overview, deal summary, key observations, red flags and decision rationale based on credit evaluation conducted on the leasing/ inventory financing partner

- Evaluating timely collections from existing partners by tracking and collating information from different departments and highlighting cases of delayed payments to the BD team

- Monitoring portfolio of existing partners periodically based on their most recent financial and operational information

- Performing ad hoc analysis and projects as requested depending on the needs of the business

- Working with the external aggregator platforms to develop and build relation with them and evaluating deals routed to GRIP by such other aggregator/ financing platforms

- Continuously developing and polishing skills useful for the role by attending trainings, informative webinars etc

Desired Candidate Profile :

What you need to have:

- Chartered accountancy/ MBA with 2+ years of relevant post-qualification experience

- Experience in analysing financial information such as financial statements, MIS, operational KPIs, etc. including but not limited to analysis based on financial ratios

- Excellent verbal and written communication abilities across all level of an organization

- A zeal to drive and achieve results

- Advanced Microsoft Excel skills

- Experience with other financial systems