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07/01 Reshma
Recruitment Consultant at Value Find Consultancy

Views:1509 Applications:503 Rec. Actions:Recruiter Actions:24

Senior Credit Analyst - Bank (1-10 yrs)

Mumbai Job Code: 879659

Job Purpose :

- To analyse prospective credit data and financial information of corporates within various segments to determine and mitigate the risk for the Bank.

Responsibilities :

- Credit appraisal of prospective Mid/Large Corporates for fund based exposure like Working Capital, Overdraft, Cash Credit, Term Loan etc. and non-fund based exposure like Letter of Credit, Bank Guarantee etc.

- Preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees.

- Organise client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, credit programs and customers requirement.

- Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.

- Performing detailed credit and background reference checks on all prospective for large- mid market clients.

- Make presentation to sanctioning committees for sanctions and approval of credit files as per bank policy.

- Disbursement of sanctioned cases including documentation, security creation and setting up of limit.

- Follow-up with the sales team, account relationship team and other concerned teams for sourcing, documentation, limit set-up and renewal/review.

- Joint monitoring of portfolio with account relationship team based on early warning systems.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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