Credit risk analytics  :17 LPA budget

- Need A credit risk management analyst with at least 7 years of increasing responsibility within consumer lending

- Experience in reporting or analytic functions

- Strong knowledge of Excel/VBA/MS Office Products

- Expertise in SAS, SAS macros & SQL

- Understanding of credit risk or data analytics domain

- Direct experience building and automating production, and/or performance reports

Country - India

City Bangalore

Market Job Description : 

About The Role:

It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.

Responsibilities may include (but are not limited to):

- We are looking for an experienced Risk consultant for the Consumer Credit Risk team. Responsibilities for this position will include, but not be limited to, the following:

- Perform complex activities related to business analysis. Assess and predict risk performance across functions

- Produce production of monthly, quarterly, and annual performance reports for senior management; review and analyze trends in current population distributions

- Develop complex programming models to extract data and/or manipulate databases to provide statistical and financial modeling specific to business(es) supported

- Support research, analysis and development of credit risk data-fields, data-marts and meta-data

- Support credit risk data migrations, system transitions, data-mapping, data lineage, data reconciliation and documentation in alignment to policy and governance

- Identify opportunities and deliver process improvements, standardization, rationalization and automations

- Support the Analysis/validation process for Credit Risk data-marts to monitor and mitigate any potential and identified credit risks

- Provide work direction to lower level analyst/consultants

- Manage large scale cross functional/cross business unit projects and regulatory responses

Essential Qualifications:

- Over all experience around 7+ years in similar role with at least 7 years of unsecured lending experience in reporting or analytic functions

- Bachelor's degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences

- Strong knowledge of Excel/VBA/MS Office Products

- Expertise in SAS, SAS macros & SQL

- Understanding of credit risk or data analytics domain

- Direct experience building and automating production, and/or performance reports

- Strong analytical skills with high attention to detail and accuracy

- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

- Good verbal, written, and interpersonal communication skills

- Ability to develop partnerships and collaborate with other business and functional areas

- Experience determining root cause analysis and change management processes

Market Skills and Certifications Desired Qualifications: 

- A credit risk management analyst with at least 7 years of increasing responsibility within consumer lending

- Advanced degree in Statistics/Finance/Engineering/other quantitative disciplines

- Understanding of bank regulatory data sets and other industry data sources

- Having good working in Unix environment and knowledge of handling data in Teradata/SQL

- Demonstrated excellence at developing sound credit processes and enhancing existing processes

- Proficiency in Advanced SAS,SAS macros and SQL; Tableau or BI/automation tools

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