About Rupeek Rupeek is India's fastest growing asset-backed digital lending platform. Rupeek is on a mission to solve credit needs of households and small and medium businesses in India. More than 90% of Indians don't have access to formal credit. Unsecured credit is expensive and has limited availability. On the contrary, 95% of Indian household net worth is in some form of assets. Rupeek's technology led platform enables customers to get credit against their assets making credit accessible to the masses in a fair and convenient manner. Rupeek started its journey with a focus on gold as an asset. Indian households have a unique relationship with gold holding over 25,000 tonnes. Only 5.5% of this gold is used to obtain formal credit due to friction involved in the process of getting credit and fear of losing gold. Rupeek solved this problem over the last 5 years by providing doorstep gold loans and transformed the way gold loans are disbursed in India. More than 1 lac customers who were earlier resistant to getting gold loans now use Rupeek's digital platform to avail credit. Gold loan category alone is estimated to be at 20B USD in annual disbursement. This is just a start and Rupeek intends to launch many more financial products spanning across multiple asset classes in near future. Founded in 2015 by Sumit Maniyar, Rupeek is present in over 25 cities in India and has touched over 1,00,000 customers. Headquartered in Bangalore, Rupeek's investors include Sequoia Capital, Accel Partners, Bertelsmann and GGV Capital. Role : - Support in building scalable and effective processes to help launch new categories of Lending and structured loan products - Implementation of Operational Risk framework in accordance with RBI guidelines - Monitoring Operational Risk for Rupeek Group Secured / Unsecured / Structured / GM and corporate / support functions such as BO, Central Ops, Call centre, CX Ops etc. - Identification of inherent risk associated with the products and processes through Risk and Control Self-Assessment, Risk walkthroughs and Thematic reviews to assess Financial impact and Residual Risk through review of control design and effectiveness. - Measurement and reporting of Risk across various functions of the Organisation and work with respective functions to mitigate them - through policy, process and technology. - Identification and monitoring of Key Risk Indicators to review trend analysis, deviations and ensuring corrective actions. - Approve Operational Risk losses (Frauds, Non Frauds and Near Miss (errors) Incidents) and reporting the same with detailed analysis to prevent recurrence and appropriate control measures to the Risk Management Committee. - Review of Product & Process note at the time of conceptualization or change, identification of risk, suggest control measures and control testing on implementation of the product process note. - Participate in Management discussions and bring in the OR perspective to business operations, customer experience, partnerships, legal, technology and new initiatives - Closely engage with key stakeholders (Senior management, regulatory and compliance authorities) Skills : - Strong Knowledge of regulatory Framework for NBFCs and Banks is a must along with experience in Management of Operational Risks - Knowledge of digital transactions framework and data protection / privacy regulations; preferred. - People management Skills and Stakeholder management skills. Persona : - 7-10 years experience in Banks / NBFC ; understands Banks risk perception and able to adapt our processes to the same - Experience in B2C products is mandatory, with a broad range of products offered (secured, unsecured) - especially SME, LAP, etc. - Source candidates from companies like Bajaj Finance, RBL, ICICI Bank

Bangalore

Rupeek - Senior Manager/Assistant Director - Operational Risk 

Rupeek - Senior Manager/Assistant Director - Operational Risk  ,Job Description for Rupeek - Senior Manager/Assistant Director - Operational Risk  in Rupeek in  Bangalore for (7-10) years of experience. Apply Now!

Job Description for Rupeek - Senior Manager/Assistant Director - Operational Risk  in Rupeek in  Bangalore for (7-10) years of experience. Apply Now!