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12/01 Bhumika
Managing Partner at Kairos Consulting India

Views:639 Applications:86 Rec. Actions:Recruiter Actions:81

Risk Officer - Securitization Team - BFSI (10-14 yrs)

Mumbai Job Code: 1205614

Risk Officer Securitization Team


To provide risk assessment of proposal for Originator based on :

1. Review of Portfolio Cuts and Collection Efficiency

a. Financial Analysis

b. Past Pool Performance

c. Market Feedback

d. Industry Comparison

e. Meeting with Management team of Originator

f. Recommend Pool Selection Criteria for the transactions which ensures risk mitigation related to on boarding of any loan book

2. Monitoring the portfolio and conducting regular review with Senior management covering following :

a. Pool Performance of DPD movement

b. Collection efficiency

c. Pre -payment rate

d. Waterfall

e. Credit Enhancement

f. Excess Interest Spread

g. Red flags in the pool

3. Conducting regular Stress Testing

4. Framing and execution of Early warning framework

5. Industry Knowledge on few from following products - Micro Finance, Personal Loan, Two-Wheeler, SME Loan, Gold Loan, Housing Loan

Qualification : CA/MBA (finance)

Experience : 10-14 yrs

Women-friendly workplace:

Maternity and Paternity Benefits

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