Risk Manager - Unsecured Loans - CD/PL/Cross Sell & Digital Alliances - Bank

Risk Manager - Unsecured Loans (CD, PL, Cross Sell & Digital Alliances)

- Looking for Risk Manager - Unsecured Loans (CD, PL, Cross Sell & Digital Alliances) with one of the leading bank for Mumbai location.

- Candidate having decent experience in Credit Risk/Policy formulation/Portfolio Enhancement/Early warning signs.

- Involved in Policy/Product & scheme development, Portfolio monitoring (including Risk Analytics), Monitor and report adherence of credit policies.

- To Create dashboards & metrics for monitoring the portfolio.

- Monitoring portfolio mix and recommending changes in the portfolio focus.

- Coordinate with Business Intelligence team to bring out the best use of data to facilitate business, like - scorecards, micro segmentation, loss projections, early warning indicators etc.

- Development of policies & amendments according to the changing business environment & business goals.

- Keeping the Portfolio delinquency within the Budgeted parameters by strengthening Policy Parameters and Processes.

- Scheme formulation at regular intervals based on portfolio behavior, industry trends & market dynamics.