Risk Manager - InsurTech

About the Company :

- A 11 year old B2C focused firm with a multi million paid subscriber base offering warranty products

- Firm has launched new products and is a market leader in India

- Awarded "Great Place to Work"

Job Title : Risk Manager

Function: Insurance Strategy

Location : Mumbai

The key areas of responsibility :

- Analyze and Manage the Insurance portfolio to optimize the premium paid and reduce the underwriting exposures/risk.

- Claim ratio calculation, monitoring and publishing the claim ratio dashboard.

- Holding primary discussions with key stakeholders (internally) along with Insurers, Reinsurers and Brokers for sharing findings and way ahead for programs/policies.

- Calculating and sharing pricings for new programs/policies along with suggesting Term conditions and warranties.

- Program/policy wise risk analysis.

- Regular reviews with Business and product teams.

- Suggesting and implementing required changes in the product/policy.

- Discussions with insurers/Reinsurers and brokers for regular renewal management and placement of new business.

- Preparing Program notes for Insurers to quote.

- Managing relationships with Insurers, Reinsurers and brokers.