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11/06 Sarjana
HR Manager at Skillventoy

Views:98 Applications:24 Rec. Actions:Recruiter Actions:0

Retail Risk Manager - Mortgages Loan (6-11 yrs)

Mumbai Job Code: 936699

Retail Risk Manager-Mortgages Loan with a renowned financial firm

Role and Responsibilities:

- Credit Risk Management of Retail loans portfolio

- Simplification of processes through automation and digitization projects

- Strengthening Systems, Controls & Processes for robust compliance

- Formulation of Credit policy within regulatory parameters and risk appetite of the organization

- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters

- Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring

- Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation.

- Responsible for monitoring quality of the portfolio by monitoring early delinquencies and NPA

- Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training

- User Acceptance Test (UAT) of LOS & BRE systems and its implementation in production environment

- OTC and PDD matrix formulation, delegation of authority and monitoring of overdue

- Support system changes to improve quality of data and ease of process

Must haves for the role - Knowledge of Policies related to affordable housing loans

Women-friendly workplace:

Maternity and Paternity Benefits

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