11/01 Nisha Kanojiya
Senior Recruiter at RiverForest Connections Inc.

Views:5334 Applications:219 Rec. Actions:Recruiter Actions:92

Relationship Manager - Wholesale Corporate Banking - Bank (2-8 yrs)

Chhattisgarh/Gujarat/Mumbai/Navi Mumbai/Pune Job Code: 652974

Key Responsibilities

Business Development:

- Acquiring new customers through sale of products such as working capital facilities ( import & export finance), Contractors funding, Short term loans, long term capital expenditure funding, Project finance of Large Road Projects, current and savings accounts, fixed deposits, non-funded credit facilities like letters of credit and bank guarantees, cash management services, foreign exchange services and digital banking products. Also to acquire new customers for construction equipment funding.

- Visiting Branch managers and RMs/PBs and scoping for the business and convert the lead generated by Branch channel.

- Achieving business targets on volumes and profitability for specific ECG customers

- Identification of possible wallet share of each product and scoping of all accounts existing and potential NTB customers

- Monitoring the customers work orders and BG issued by us for more asset business opportunity and liability business.

- Regular calling on clients, both existing and prospective; calling to be done in a structured manner either individually or with support groups, branches or supervisors

- Updation of calls in CRM systems to obtain guidance from supervisors, for monitoring of accounts and for assigning tasks & leads to support departments

- Adhering to and implementation of guidance received from senior management

- Appraisal and recommendation of credit limits

- Improving Banks yield to bring about a high return on capital on the portfolio

- Tracking of performance at regular intervals to monitor variance with budgets; creation and implementation of plans to meet income shortfalls for the portfolio

Customer relationship management & Cross sell of products

- To be the face of the Bank for all products that a customer might require

- Cross sell of all products of the Bank

- Promotion of digital platforms of the Bank like Enet/NetBanking, Trade-on Net, SME digital, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr etc.

- Relationship building with both internal and external customer of the RM. Client satisfaction and taking care of all banking needs of the customer

- Interaction with promoters and senior management of corporates to build a strong and lasting relationship

- Ensuring high levels of client satisfaction through every interaction with the client

- Management of stressed and critical accounts and remedial management includes managing exits, line reductions, recovery and restructuring of exposures

- Implementation of Know-Your-Customer and Anti-money Laundering policies of the Bank

- Communication of all pain areas of the customer to support functions for resolution through process improvement and improvement of turn-around-times

- Coordinating with internal and external stakeholders

- Team management functioning as a support to fellow team members as and when required

- Interacting with other departments of the Bank; providing them with insight on ECG business; seeking inputs on their business for cross sell of products to customers

- Carrying out regular reviews with cross-functional teams and product groups for improving product penetration

- Supporting the completion of documentation formalities for disbursement of facilities or banking products

- Managing due and overdue documentation and coordinating the updation of all information as per RBI and credit regulations

Experience Required:

- Relevant experience of 2+ years in a similar role

- Preferred from Banking / Financial Services

- Dynamic personality and flair for relationship management; Go getter

- Strong negotiation skills; energetic and presentable with very good communication skills

- Ability to identify correct target client & business opportunities.

- Strong negotiation skills; energetic and presentable with very good communication skills

- Ability to identify correct target client & business opportunities.

Add a note
  • Apply
  • Assess Yourself
  • Save
  • Insights (Read more)
  • Follow-up
    (Read more)
Something suspicious? Report this job posting.