Relationship Manager - SME Banking

- Generating Business through relationship Management and new customer acquisition- SME clients with balance sheet size 50 cr - 500 cr

- Meetings with the management & promoters of the company and factory/site visit for a detailed understanding of the business from credit appraisal point of view

- Business risk analysis comprising of a broad understanding of the industry, in general, and client's business profile, in particular, including management evaluation

- Financial risk analysis based on historical and future projected financials using CMA

- Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis.

- Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case MS Office and internet Intermediate. Should be comfortable working on excel based financial models. Should also be able to retrieve relevant information available on the internet (web sites of RBI, MCA, etc. or google)

- Good communication and presentation skills, negotiation skills with the ability to interact with people at various levels of the organization and outside environment, strong sales and relationship management skills.

- Should have basic knowledge of the fund bases and non-fund based lending products:

Fund based: Cash Credit, Overdraft, Term Loan, Working capital, Rural Financing, Agri Loan, Agri lending, Asset Based Lending, Commercial vehicle, Dealer funding, Supply chain finance.

No fund based: Letter of Credit, Bank Guarantee, etc.

Location - Chennai, Erode, Belgaum,Mangalore, Kochi

Qualification - MBA, Any Postgraduate, Graduate can apply for this job.

Sangeeta Das
Assistant Mananger - Talent Aquisition
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