Relationship Manager - Large Corporates - Banking

Overview:

- We are seeking a highly skilled and motivated Corporate Banking Credit Analyst to join our team.

- The ideal candidate will be responsible for drafting high-quality credit proposals, supporting the Relationship Manager (RM) in managing an existing portfolio, and driving growth through the acquisition of new clients.

- This role demands a strong understanding of credit processes, disbursement procedures, and market dynamics.

Key Responsibilities:

Credit Proposal Development:

- Draft comprehensive and high-quality credit proposals.

- Prepare credit notes and facilitate the sanctioning process from risk assessment up to - 500 Crore (no cap).

Portfolio Management:

- Assist the RM in managing the existing client portfolio.

- Contribute to the growth of the portfolio by securing new to bank business within the Corporate Banking segment.

Disbursement Process:

- Ensure thorough knowledge and execution of the disbursement process, including legal, valuation, and other related aspects.

Client Monitoring:

- Monitor day-to-day activities of clients.

- Identify potential value-destroying assets and take corrective actions.

Sanction and Committee Presentation:

- Present credit cases effectively to the committee for sanction.

- Demonstrate experience and ability in structuring and presenting cases.

Market Knowledge:

- Have a strong grasp of the local market.

- Establish and maintain relationships with leading large-market clients.

Facility Structuring:

- Collaborate with the RM to structure facilities that meet both client and bank needs effectively.

Qualifications:

- Proven experience in credit proposal preparation and portfolio management within Corporate Banking.

- Strong understanding of the disbursement process, including legal and valuation aspects.

- Demonstrated ability to present and advocate for credit cases before a committee.

- In-depth knowledge of the local market and key large-market clients.

- Experience in structuring financial facilities in alignment with client and bank requirements.

- Excellent analytical, organizational, and communication skills.

Skills:

- Credit analysis and proposal writing

- Portfolio management

- Disbursement and legal processes

- Market analysis and client relationship management

- Committee presentation and case advocacy

- Facility structuring and negotiation