Director at Mirus Solutions
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Relationship Manager - Credit - BFSI (2-7 yrs)
The role profile is a combination of Relationship Management and Credit Analysis.
Target Market- Large Corporate.
Type- Individual Contributor ( no team or team handling)
Roles & Responsibilities:
- Build and improve relationships with clients.
- Client Acquisition
- Review company practices to ensure clients get maximum satisfaction from their purchases.
- Educate and inform clients about the company's products, services and special offers.
- Attend to client complaints and resolve issues promptly.
- Conduct customer satisfaction surveys and recommend ways of improving client satisfaction.
- Work to ensure company meets clients' expectations.
- Analyze and assess the financial statements and credit history of existing and potential clients.
- Credit Appraisal, Credit Underwriting, Credit note preparation, etc
- Review credit applications and perform credit checks.
- Structure deals and perform risk assessments.
- Ability to make informed decisions backed by sound assessment.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Ability to handle multiple projects and submit applications on time.
- Understanding of business, economic, and industry risk.
- Financial forecasting.
- Keep abreast of financial news and trends.
- Practice due diligence.
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