Relationship Manager- Emerging Corporate
Job Responsibilities :
1. Revenue Generation : Achieve Banks objective in terms of earnings, #assets , #liabilities , credit quality etc. as per agreed budgets / targets from client relationship across all product groups.
2. Relationship Management :
- Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services.
- Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal.
- Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank.
3. Communication/PR of Bank's product :
- Undertakes brand communication initiatives for designated product.
- Communicates product positioning messaging that differentiates the Bank's products in the market.
4. Market Research :
- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
5. Credit Appraisal :
- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
6. Documentation and Compliance :
- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / #RiskManagement and other Relationship Management group.
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