Relationship Manager - Commercial Banking

- Work to identify credit opportunities in wholesale clients of turnover upto Rs 1500 cr.

- Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections

- Prepare In Principle Assessments and transaction approval memos

- Escalate credit concerns/updates and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and RBL's risk appetite.

- Active interface with the clients with an intention to closely and dynamically manage the portfolio.

- Assist with portfolio review preparation and conducting stress tests

- Build working relationships with external clients and also various teams across the bank, including deal, coverage and product teams

- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding RBL Bank, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.