Relationship Manager - Bank

Job Role: Relationship Manager

Age Between: 32 to 38 Years

Year of Experience: 3 to 5 Years (Local & Foreign Bank/NBFC experience is Mandatory)

Qualification: MBA from a reputed institute - Specialising in Finance

Job Location: Pune

MAX CTC: 16 to 20L

Job Profile:

Working Capital & Corporate Loans

Exposure in LCBD (Credit Backed Bill Discounting) Preferred

Business Development and Sales:

- Analyse client financials and business needs to identify suitable financial products and services. (Working Capital, Short Term Loan, Term Loan, Supply Chain Finance, Bill Discounting under Letter Of Credit)

- Souring New to Bank customers increases liability Business and generates FX revenue.

- Structure and propose financing solutions, including loans, lines of credit, trade finance, and cash management services.

- Negotiate terms and present proposals to clients, effectively communicating the value proposition of the bank's offerings.

- Achieve set sales targets for new business generation.

Credit Analysis and Risk Management:

- Evaluate the creditworthiness of potential borrowers, analysing financial statements and industry trends.

- Work closely with credit risk teams to ensure transactions comply with bank policies and regulations.

- Monitor existing loan portfolios and proactively manage credit risks.

- Market Knowledge and Expertise:

- Stay up-to-date on industry trends, market conditions, and new financial products relevant to the target corporate segment.

- Conduct market research and competitor analysis to identify business opportunities.

Additional Responsibilities:

- Collaborate with internal teams like treasury, legal, and compliance to ensure smooth transaction execution.

- Prepare reports and presentations on client activity, portfolio performance, and market trends.

Job Skills:

Working Capital, Corporate Lending, Loans, Wholesale Banking

Turnover size 2000 to 3000 Cr listed Companies

Ticket Size 50 Cr to 150 Cr

Note: Its urgent, please share your resume immediately