Regional Credit Manager - LAP/Mortgage Loans - BFSI

JOB TITLE: Regional Credit Manager

REPORTS TO: Zonal Credit Manager

JOB ROLE :

Responsible to maintain highest level of credit under writing standards, compliance to laid down guidelines and portfolio quality norms. Also, achieve productivity benchmark.

KEY RESPONSIBILITIES :

- Optimal utilization of Credit and Operation resources to achieve productivity norms

- Ensure strict adherence to laid down policy & operation guidelines

- Credit Underwriting with highest quality standards

- Timely and adequate hiring of credit support staff to maintain quality standards & TAT

- Managing PDD, OTC & Delinquency in line with set targets

- Vendor management - including ongoing due diligence to maintain highest standards of quality

- Timely addressing the audit observations.

- Close interaction with collections to strengthen the collection and recovery mechanism including pre-delinquency management

- Setting up new locations

KNOWLEDGE/QUALIFICATION/SKILLS/EXPERIENCE :

- Minimum 7 to 8 years of relevant experience with leading players LAP / Mortgage loans

- Chartered Accountant / MBA finance