Senior Consultant at Mirus Solutions
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Regional Credit Manager - LAP/Mortgage Loans - BFSI (7-15 yrs)
JOB TITLE: Regional Credit Manager
REPORTS TO: Zonal Credit Manager
JOB ROLE :
Responsible to maintain highest level of credit under writing standards, compliance to laid down guidelines and portfolio quality norms. Also, achieve productivity benchmark.
KEY RESPONSIBILITIES :
- Optimal utilization of Credit and Operation resources to achieve productivity norms
- Ensure strict adherence to laid down policy & operation guidelines
- Credit Underwriting with highest quality standards
- Timely and adequate hiring of credit support staff to maintain quality standards & TAT
- Managing PDD, OTC & Delinquency in line with set targets
- Vendor management - including ongoing due diligence to maintain highest standards of quality
- Timely addressing the audit observations.
- Close interaction with collections to strengthen the collection and recovery mechanism including pre-delinquency management
- Setting up new locations
KNOWLEDGE/QUALIFICATION/SKILLS/EXPERIENCE :
- Minimum 7 to 8 years of relevant experience with leading players LAP / Mortgage loans
- Chartered Accountant / MBA finance
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