RBL Bank - Assistant Relationship Manager - Credit Analysis - SME Segment

Assistant Relationship Manager -SME (Credit Analyst Role)

A. Position Purpose : 

To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

B. Position Responsibilities:

Sr. Key Responsibilities: 

1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2 Support in coverage of clients with revenues up to of Rs.300 Crs

3 Credit analysis, risk identification, credit presentation (credit memo)

4 Delivery of banking solutions in collaboration with other parts of the bank

5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery

a. Technical Skills

Business Analysis : 

- Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc);

Knowledge :

Working knowledge of :

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

b. Behavioural Skills

- Self-Driven and Proactive

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving