14/05 Jiya
Manager at People Tree Consultants

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Rating Analyst - Domestic Market - Wholesale Credit - Corporate Banking - CA/CFA/IIM/ISB/MDI/FMS (5-8 yrs)

Mumbai Job Code: 697658

Looking for Rating Analyst handling rating for Domestic market with a Bank

Location: Mumbai

Business-Wholesale Credit

Yrs of exp- 5-8 years ratings, credit underwriting or policy related job role for Mid and Large Corporate segments in any Rating agency, Bank, NBFCs, Research & brokerage houses or KPO's.

Educational Qualifications - CA, CFA or MBA from a Tier 1 institutes

Job Purpose:

- Primarily responsible to carry out independent assessment on the credit quality of a borrower to indicate the level of risk associated with the borrower by assigning ratings as per Bank's internal rating model.

- Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance.

Job Responsibilities:

1-Assign Ratings independently

- Comprehensive and independent analysis of companies performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity

- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses

- Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned

- Assign ratings as per Bank's internal rating scale after thorough understanding of the borrower, industry and peer group analysis

2-Surveillance of ratings

- Surveillance of ratings in the assigned portfolio

- Review of ratings basis any new developments in the company/industry

- Monitor the ratings through multiple surveillance frameworks in place.

3-Industry Analysis

- Analysis of industry/sector assigned

- Read through industry reports by various agencies

- Industry presentations evaluating sector performance and rating movement at a portfolio level Frameworks

4-Others

- Monitoring portfolio performance for stress indicators and recommend suitable rating actions and highlight key risk factors to the credit team.

- Preparing newsletters on industry/portfolio for circulation internally

In case if you find this opportunity interesting request you to send in your updated resume by mentioning your current ctc details.

Jiya
Team People Tree

Women-friendly workplace:

Maternity and Paternity Benefits

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