14/05 Jiya
Manager at People Tree Consultants

Views:584 Applications:118 Rec. Actions:Recruiter Actions:5

Rating Analyst - Domestic Market - Wholesale Credit - Corporate Banking - CA/CFA/IIM/ISB/MDI/FMS (5-8 yrs)

Mumbai Job Code: 697658

Looking for Rating Analyst handling rating for Domestic market with a Bank

Location: Mumbai

Business-Wholesale Credit

Yrs of exp- 5-8 years ratings, credit underwriting or policy related job role for Mid and Large Corporate segments in any Rating agency, Bank, NBFCs, Research & brokerage houses or KPO's.

Educational Qualifications - CA, CFA or MBA from a Tier 1 institutes

Job Purpose:

- Primarily responsible to carry out independent assessment on the credit quality of a borrower to indicate the level of risk associated with the borrower by assigning ratings as per Bank's internal rating model.

- Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance.

Job Responsibilities:

1-Assign Ratings independently

- Comprehensive and independent analysis of companies performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity

- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses

- Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned

- Assign ratings as per Bank's internal rating scale after thorough understanding of the borrower, industry and peer group analysis

2-Surveillance of ratings

- Surveillance of ratings in the assigned portfolio

- Review of ratings basis any new developments in the company/industry

- Monitor the ratings through multiple surveillance frameworks in place.

3-Industry Analysis

- Analysis of industry/sector assigned

- Read through industry reports by various agencies

- Industry presentations evaluating sector performance and rating movement at a portfolio level Frameworks


- Monitoring portfolio performance for stress indicators and recommend suitable rating actions and highlight key risk factors to the credit team.

- Preparing newsletters on industry/portfolio for circulation internally

In case if you find this opportunity interesting request you to send in your updated resume by mentioning your current ctc details.

Team People Tree

Women-friendly workplace:

Maternity and Paternity Benefits

Add a note
  • Apply
  • Assess Yourself
  • Save
  • Insights (Read more)
  • Follow-up
    (Read more)
Something suspicious? Report this job posting.