PTC India Financial Services - Team Member - Credit Monitoring

- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

- Conduct thorough analysis of financial statements, project documents, etc and assessment of credit requests, including new requests, modification requests, refinancing and periodic due diligence

- Prepare credit approval memorandum, including recommendations tied to analysis and assessment of credit risk

- Initiate credit risk rating for new and existing credit accounts

- Address queries from Risk Team to enable timely assignment of risk ratings and risk report by Risk Team

- Present analysis, findings, and recommendations to supervisors

- Keep up to date with the company's lending policies

- Coordinate with other departments for smooth flow of information relating to credit function

- Coordinate with other departments to ensure smooth disbursements

- Identify potential weaknesses in existing credit accounts and take steps for timely resolution

- Ensure smooth submission of information to Board / Board committees for matters related to credit function