Owner at Bridge Partners HR
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Product Manager/Head - Business Loan/Personal Loan - NBFC (7-17 yrs)
Urgent opening for Product Manager - BL/PL - For leading NBFC
Job Title: Product Head - Business Loans / Personal Loans
Location: Mumbai
Job Description:
- Manage the lifecycle strategy and implement strategies to optimize portfolio performance
- End-to-End responsibility for the product strategy, pricing & yield management for Business loans
- Transforming the Business loans process with a focus on simplification and improving customer experience and reduced TAT
- Ensure solid partnerships and X-selling opportunities across range of products
- Assess relevant customer, competitor and industry insights to help define strategies to improve customer experience and portfolio growth.
- Advise and provide insights and recommendations on innovative and strategic product development, product targeting & strategic product development
- Conceiving and driving contests for sales incentives, x-sell, products and strategizing digital initiatives
- Develop & execute all product related performance metrics (including tracking of portfolio
quality) and streamline the data flow concerns if any in all products / programs handled
- Understanding of P&L with respect to Asset business, well versed with MIS & Presentation highlighting key trends and suggest actions to be taken
- Ensure regular review of credit policy, product, regulatory guidelines and accordingly initiate required changes in policies / processes
- Undertakes risk, regulatory and compliance assessments for all new product development and existing product modifications. Ensures compliance and adherence to internal policies & NBFC guidelines in product design.
- Prepare budget in coordination with Finance and Business Head basing the requirement.
- Review actual against budget in all aspects, profitability, top-line and bottom line and minute analysis of P&L.
- Sets up an effective product training mechanism for the sales team and channel partners for effective sales
Required Skills:
- Excellent strategic, quantitative, analytical, data interpretation and good writing and communication skills
- Organized, methodical, proactive planner and an efficient executor
- Better understanding of Retail Assets Business
Education and experience:
- MBA (Marketing and / or Finance)
- 10-12 years of total experience
- Experience in Retail Assets - Product role (preferably Business Loans)
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