The Product Head role is a national level role. It comprises of product management, designing, analyzing and implementing customer acquisition / retention, Profit planning & risk assessment. The role will involve management of end to end product life cycle, optimization of product pricing & managing product profitability.

KRAs

- Formulate strategic and underwriting policies and framework for Micro Loan business

- Designing, analyzing & implementing customer acquisition, retention and usage enhancement product strategy & product mix

- Keep product offerings in sync with competition and internal risk ideologies

- Manage product profitability, maximizing revenue from existing products and creating revenues from new products.

- To develop and implement a company-wide go-to-market plan, working with all departments including business/sales channels to execute.

- Monitor and be aware of industry trends & be responsible for competitive benchmark of product offerings

- To organize product training for launch, expansion and capacity building

- To drive a solution set across development teams (Credit, operations, technology and Marketing Communications) through market requirements, product contract, and positioning

- To communicate with all areas of the company, including business/sales, credit, operations, technology, communication and strategy

- Derive consumer insights from the data gathered from analytics & statistical modelling

- Ensure compliance and integrity in all business processes.

- Responsible to build a compliant culture and teams adherence to compliance frame work at all times

- Managing Sales Performance & Productivity: Through Creation and execution of variable compensation plans, sales productivity tracking, and training & recognition programs.

Requirements

- Relevant experience in unsecured loans/micro loans on sales/product

- MBA with at least 10+ years of experience

- Positive, collaborative attitude, Prolific communicator

- Extremely analytical and data driven; ability to derive actionable conclusions from large data sets

- Needs to have a blend of business, technology, analytics, product & portfolio expertise

- Experience in managing many partnerships simultaneously while shepherding multiple cross-functional opportunities and projects in parallel

- Ambitious team player with the ability to execute partner requests and tasks in time sensitive situations

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.