- More than 8+ years of extensive experience in banking and or financial services with exposure to all secured and unsecured loans.
- An astute planner, strategist & implementer with demonstrated abilities in devising new products for the acceleration of business growth.
- Coordinating with cross-functional teams like Operations, Credit, Technology and Sales, to create and continuously enable changes in changes in application form, workflows, policies etc.
- Defining new processes and documenting of processes related to the loan life-cycle
- Undertaking projects to identify gaps in processes and initiate corrective action wherever required, including improvement in end-to-end login-to-disbursement turnaround time
- Constantly evaluate business requirements and prioritize requirements for maximum ROI.
- Breakdown the product vision into user stories, create storyboards, write specifications, prioritize features, build consensus, and coordinate product schedules with a team of engineers and designers-
- Define and analyze metrics that inform the success of products
- Monitoring & improving lead-to-login, login-to-approval & approval-to-disbursement ratios
- Strategically responsible for customer experience - Innovation, Conceptualize and Implement Digitization of customer service framework, Product development and management, New CRM implementation and integration, Automation of customer service processes, and redesigning of core system to support mobility
- Taking complete ownership of user experience across all our products
- Create prototypes and design flow; present the mock designs to the team/ management and seek approval to take live
- Driving digital penetration of customers through various initiatives and projects
- Lead the development of project plans, schedules, budgets, and appropriate systems documentation
- Define and analyze performance metrics & prepare project status and feature
- Excellent Awareness of business life cycle in the domain and capacity to grasp opportunities from competition, develop business as per set targets
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