Senior Executive at V-Konnect Associates
Views:488 Applications:132 Rec. Actions:Recruiter Actions:2
Process Manager - Working Capital - Bank (2-8 yrs)
Process Manager - Working Capital - Bank
- Preparing, reviewing and analyzing the creditworthiness of all working capital loans originations and renewals by conducting cash flow analysis, DSCR, collateral coverage and all ratios pertinent to a sound lending decision.
- Preparing written summary of the loan terms and conditions along with a written narrative explaining business background, outlining risk factors and justifying assigned risk rating, ensuring conformity with credit policy and procedures and with applicable credit regulations
- Identifying risk and assisting in structuring the loan to mitigate risk
- Preparing risk assessment template for all WC loans and validating the appropriate risk rating
- Evaluating financial statements, historical trends, projections, capital structure, collateral/LTV analysis and validation of CAM.
- Actively participating with Cluster Head/ Regional Head of Business Banking Group Working Capital Division in preparation, presentation of loan proposal before the sanctioning committee.
- Assisting RMs in renewals, exception closures and EWS by analysing MIS in excel.
- Participating periodically in internal and external training courses as required for credit appraisal of the working capital loan proposal.
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.