Looking for Portfolio Manager - Credit & Risk for a big Semi-Government Enterprise into Fertilizer business, who will support the business on the analysis of Credit Risk and policy framework development. Experience of Tractor Financing and Credit Risk is a must. The position is based out of its HQ at New Delhi.

Functional Skills and Experiences:

- 4+ Experience of Banking & NBFC Industry, excellent communication skills

- Should have handled Credit Risk in Tractor Financing

- Should have experience of designing Credit Risk Policy

- Should be good at data analytics

Desired Candidate Profile :

- Graduate/ Post Graduate/ MBA

- With the experience of 4+ Years

- Candidate should have good hands-on experience in Underwriting and Credit Risk analysis

- Candidate should be from Banking or NBFC

- Tractor Financing experience is a must

Roles and Responsibilities: The role holder shall be responsible for the following:

- Experience in setting up strong credit underwriting processes and scale them.

- Creating risk and policy structure with decent experience in credit risk function, working on conjunction with senior leaders

- Provide Relevant Regular Inputs for Creation / Refinement of Credit Policy.

- Monitor and Track the Portfolio Health Performance and Manage Portfolio Delinquency.

- Responsible for Managing the Risk and Credit Practices in Line with the Risk Policy Framework.

- Ability to define product vision, develop new strategy & future road map

- Understand market practices, new risk in regions, explore new areas, timely review of competitors policies & changes, hygienic parameters & new business note

- Analytical abilities to review Internal & External database & give valuable input in executing changes accordingly which helps in organizational growth

Job Responsibilities :

- Experience in setting up strong credit underwriting processes and scale them.

- Creating risk and policy structure with decent experience in credit risk function, working on conjunction with senior leaders

- Provide Relevant Regular Inputs for Creation / Refinement of Credit Policy.

- Monitor and Track the Portfolio Health Performance and Manage Portfolio Delinquency.

- Responsible for Managing the Risk and Credit Practices in Line with the Risk Policy Framework.

- Ability to define product vision, develop new strategy & future road map

- Understand market practices, new risk in regions, explore new areas, timely review of competitors policies & changes, hygienic parameters & new business note

- Analytical abilities to review Internal & External database & give valuable input in executing changes accordingly which helps in organizational growth

- Act as Internal auditor by monthly review of Portfolio along with Data & MISs shared from regions & review accordingly as per management requirement & error if any to be corrected as well as guiding regional team how same will be avoided in future.- Act as Internal auditor by monthly review of Portfolio along with Data & MISs shared from regions & review accordingly as per management requirement & error if any to be corrected as well as guiding regional team how same will be avoided in future.

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