Looking for Portfolio Manager - Credit & Risk for a big Semi-Government Enterprise into Fertilizer business, who will support the business on the analysis of Credit Risk and policy framework development. Experience of Tractor Financing and Credit Risk is a must. The position is based out of its HQ at New Delhi.
Functional Skills and Experiences:
- 4+ Experience of Banking & NBFC Industry, excellent communication skills
- Should have handled Credit Risk in Tractor Financing
- Should have experience of designing Credit Risk Policy
- Should be good at data analytics
Desired Candidate Profile :
- Graduate/ Post Graduate/ MBA
- With the experience of 4+ Years
- Candidate should have good hands-on experience in Underwriting and Credit Risk analysis
- Candidate should be from Banking or NBFC
- Tractor Financing experience is a must
Roles and Responsibilities: The role holder shall be responsible for the following:
- Experience in setting up strong credit underwriting processes and scale them.
- Creating risk and policy structure with decent experience in credit risk function, working on conjunction with senior leaders
- Provide Relevant Regular Inputs for Creation / Refinement of Credit Policy.
- Monitor and Track the Portfolio Health Performance and Manage Portfolio Delinquency.
- Responsible for Managing the Risk and Credit Practices in Line with the Risk Policy Framework.
- Ability to define product vision, develop new strategy & future road map
- Understand market practices, new risk in regions, explore new areas, timely review of competitors policies & changes, hygienic parameters & new business note
- Analytical abilities to review Internal & External database & give valuable input in executing changes accordingly which helps in organizational growth
Job Responsibilities :
- Experience in setting up strong credit underwriting processes and scale them.
- Creating risk and policy structure with decent experience in credit risk function, working on conjunction with senior leaders
- Provide Relevant Regular Inputs for Creation / Refinement of Credit Policy.
- Monitor and Track the Portfolio Health Performance and Manage Portfolio Delinquency.
- Responsible for Managing the Risk and Credit Practices in Line with the Risk Policy Framework.
- Ability to define product vision, develop new strategy & future road map
- Understand market practices, new risk in regions, explore new areas, timely review of competitors policies & changes, hygienic parameters & new business note
- Analytical abilities to review Internal & External database & give valuable input in executing changes accordingly which helps in organizational growth
- Act as Internal auditor by monthly review of Portfolio along with Data & MISs shared from regions & review accordingly as per management requirement & error if any to be corrected as well as guiding regional team how same will be avoided in future.- Act as Internal auditor by monthly review of Portfolio along with Data & MISs shared from regions & review accordingly as per management requirement & error if any to be corrected as well as guiding regional team how same will be avoided in future.
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