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Senior Consultant at Skillventory
Views:185 Applications:27 Rec. Actions:Recruiter Actions:2
Policy Manager - Credit Card (5-10 yrs)
Policy Formulation:
- Review and recommend changes to policy/process based on local practices and market feedback.
- Improvement in existing processes of credit underwriting, risk management and its implementation.
- Ensuring compliance of product policies, BRE coding, testing and its implementation.
- Competition benchmarking of the policy and process. Roll out and support Business initiatives for specific products.
Portfolio Monitoring:
- Monitoring delinquencies and stress accounts and recommending & implementing appropriate risk actions.
- Analyse the portfolio and identify and monitor early warning signals and Key risk indicators
- Develop, define and manage a comprehensive quantitative/qualitative risk reporting framework.
- Monitoring PDDs and Formulation of PDD trigger matrix.
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