PayGURU - Underwriting Analyst - Credit Risk Management - SME/Corporate Segment

The role is to own the credit decision engine and risk management practice within the company. This will be a mix of traditional underwriting as well as new quantitative methods for risk assessment. This role requires a prior experience with either credit analysis of SMEs or credit underwriting in a tech driven lending company. If you have an experience in traditional lending and strongly believe that technology can improve the decision making, or you already have quantitative risk analysis background and willing to take the challenge to create a new lending category, this is the role for you.

The problem statements and role responsibilities include:

1. Developing and improving the credit decision framework

2. Risk management and defining key processes around this

3. Developing processes around monitoring the asset health

4. Working with industry mentors and senior resources from premier schools

5. Ability to marry the understanding of both finance and technology

Experience: 2+ years in SME/corporate credit roles across fin-techs, NBFCs or banks

Skills/Education:

1. Preference to CA/MBA finance candidates

2. Knowledge of financial statement analysis

3. Understanding bank statements of SMEs

4. Previous experience in underwriting/credit roles in SME/Corporate credit

5. Great previous track record