NIUM - Senior Executive - KYC Operations

Nium started out as InstaReM in 2015 with a vision to simplify the digital cross-border payments experience for complex markets. Over time, we grew into a global Fintech platform, regulated in over 40 markets and reaching 180 countries. Today we are a universal plug for financial services and our BaaS offering straddles cross-border payments, card issuance and collections by way of capability. We have clients in all 6 continents and have diversified our offerings to meet the needs of banks, financial institutions, SMEs and New Economy businesses like eCommerce and online travel. We are a team of 400 people across 11 offices globally and growing. Our vision is to embed world class financial services into every platform we touch.

Our network is powered by our portfolio of licenses, hard-earned by building trust with financial regulators in over 38 countries. This combination of regulatory and tech assets is unique to NIUM and is at the core of our unique value proposition.

Where do you come into the picture?

Over the years we have slowly and steadily recruited some of the best in the business and every day they bring us closer to our full potential. In the five years since our inception, we have evolved significantly as a company and client onboarding has always been at our core. We believe that cross-border money transfers should be seamless; and every customer using our services should have a smooth, cost-effective and a transparent experience. Creating a smooth onboarding experience for our clients is a crucial first step in this direction. You will be a part of the KYC team responsible for opening and reviewing existing client accounts according to Nium's policies and procedures.

What would a day in your life @ Nium look like?

As a KYC Operations Executive / Senior Executive you will -

- Perform due diligence on clients by conducting detailed analysis of KYC information and documentation received

- Carry out risk assessment using internal & third-party sources

- Liaise with clients to obtain necessary documentation according to Nium's policies & procedures

- Perform periodic review of existing client accounts to ensure client information and documentation is always current and complete

- Develop and maintain a good understanding of AML, KYC regulations and a complete understanding of client due diligence requirements

- Report suspicious / high risk accounts to NIUM's Compliance team

- Work with Product & Technology teams to implement onboarding and EKYC workflows in new/existing markets

- Monitor work position and report operational performance to the Operations leadership

- Run projects to improve processes through simplification or automation

- This role will require you to work in a rotational shift environment. Also, given NIUM operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule

What expertise & experiences would you need to have to play this kind of role?

- 3-5 years of relevant experience

- Strong understanding of Client Due Diligence requirements, preferably within the US, EU, AU and Asia region

- Prior experience in global payments or cross-border remittance companies will be an added advantage

- Is comfortable in end user Technology to -

- Review/Own/Transcribe business requirements specifications with the Tech team

- Participate in UAT

- Identify system discrepancies and work with the Tech team for short- & long-term solutions

- Attention to detail and good organisational skills are essential

- Prioritize, organise and execute tasks with minimal supervision

- Good communication skills, both written and verbal

- Ability to multi-task and keep calm under pressure

- A good working knowledge of Microsoft Office

- Flexible to work outside normal office hours and in rotational shifts to support operational requirements

Join the world of Open Money @ NIUM

We, at Nium, are on a mission to transform global financial infrastructure. We are driven by our co-created values of teamwork, innovation, customer obsession and accountability. These aren't just buzzwords, they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of Open Money.

Know more about us at

NIUM.COM

Salary offered: 6-12LPA