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21/04 Charles Xavier
Principal Consultant at Aniaaz Consulting Private Limited

Views:324 Applications:73 Rec. Actions:Recruiter Actions:0

National Credit Manager - Personal Loan - NBFC (12-14 yrs)

Bangalore Job Code: 1083660

Principal Accountabilities

- To lead the credit management function and oversee the underwriting/credit control of all loan files

- To achieve disbursement target as per the business plan

- To make prudent credit decisions & sanction proposals based on available information and interact with the applicants

- To facilitate credit appraisal and monitor the same for the region

- To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region

- To drive productivity as per the business plan

- To ensure TAT as per the policy for seamless business operations

- To ensure portfolio quality and right credit underwriting happens as per the guidelines

- To maintain the approval rate as per the policy guidelines

- To periodically visit the channel partners for understanding the market and conducting competitor analysis

- To coordinate with the channels, vendors and sales team and develop business strategies

- To organize product & policy training for the team periodically

- To do empanelment of the FI and RCU agencies and ensure TAT is maintained

Desired Qualifications & Attributes :

- Ability to set and manage targets/budgets.

- Graduate/MBA/CA with 12-15 years of experience in Banking or NBFC.

- Strong interpersonal and leadership skills - ability to hire/train/motivate/retain large teams.

Location - Bangalore"

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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