Manager at People Tree Consultants
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National Credit Manager - NBFC (15-18 yrs)
Looking for National Credit Manager with a NBFC who would be responsible to manage the entire Credit function of a Housing finance business along with a team.
Requirement:
- From a NBFC only
- Should have minimum 15 yrs of experience in a similar role.
Qualification: CA/CFA/ICWAI/MBA finance
- Strong in analytical skills.
Responsibilities-
- Strategize/Design/Develop/Review policies, processes, products, delegation of authority for Mortgages from risk management (Underwriting & collection) perspective, in line with industry best practices
- Credit Approval for Proposals in line with Credit policy guidelines and credit delegation
- Conduct Personal discussion on a case to case basis (high value cases/subjective decision of cases)
- To manage, track and report various key risk indicators at the portfolio level
- Monitor and control early delinquency by conducting hind-sighting activities
- Develop credit processes to support smooth customer acquisitions, and monitor turnaround time in sanctions and disbursements
- To monitor PDD for critical cases and ensure collection of the same
- To create & manage underwriting structure at locations - including CPA & vendors
- Impart Training to sales & distribution channels and other functions on policy and process
- Coordinate with Credit vendors to identify the risk / Frauds prevailing in locations and take measures to mitigate the same
- Prepare collateral policy in consultation with Lawyers and values understanding the market practices
- Do competitive bench marking of Credit Policy and credit processes from time to time
Interested candidates may share their updated along with the following details:
Current Ctc:
Expected Ctc:
Notice period:
Team People Tree
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