Upgrade to Pro Member
HR at Impeccable HR Consulting
Views:493 Applications:66 Rec. Actions:Recruiter Actions:48
National Credit Manager - Education Loan (10-12 yrs)
National Credit Education Loan
Hiring for Financial organisation
Designation : National Credit Manager
Base : Mumbai
Reporting to : Head Credit Unsecured Loan
CTC : 40 lacs
Job Description :
- Provide recommendations regarding improvements and changes to the credit policies and procedures, documenting and circulating policies, to ensure that all requirements are fulfilled and risks are mitigated while delivering a high quality service to customers
- Liaise with the Product Head in order to contribute to the design of new products and advise on roll out of other products
- Ensure implementation of the policies to ensure high quality of the retail portfolio while meeting the target TAT
- Employ tools such as automation and digitization to increase process efficiency
- Conduct detailed analysis of delinquencies and recommend changes to the product teams
- Ensure the successful adoption of internal compliances & regulatory framework across the business
- Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation
- Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing
- Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank's credit policy
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.
2-Step Verification - Action Required
We've updated our security procedures!
Your privacy and security are important to us. We've recently updated our security measures to make iimjobs.com safer and more secure for you. This change requires you to reset your password.
Please reset your password using the link sent to your email. If you did not receive any email, please check your spam folder..
