Mutual Fund Cafe - Credit Analyst

Work experience : 

- Minimum 5 years of post-qualification essential work experience (as on 01.12.2020) in Credit related area in Supervisory Capacity in a Scheduled Commercial Bank or Financial Institution.

Preferred experience : Corporate Credit Analysis or Corporate Credit Syndications.

Specific skills required : Understanding of long-term credit appraisal process, Balance Sheet analysis, good marketing and communication skills.

JOB PROFILE & KRAs : 

Job Profile :

- Scan the environment/ media, collecting the details of industry/ economy in which the borrowers operate.

- To analyze balance sheets, other project related information and carry out due diligence of credit proposals assigned.

- Adhering to Turn around Time for processing New / Existing proposals.

- Submission of control reports after sanction of credit proposal by credit committees.

- To attend to correspondence/ maintain liaison with internal and external agencies and extend support to Relationship Manager as required.

- Preparing credit growth or income related data for Performance reviews.

KRAs:

- Number of New loans booked (Non-Personal excluding Trade)

- Other Income (Income except Interest Income)

- Loan outstanding at the last day of the month

- Review/Renewal Completion

- Operating profit of the Branch/Country/ Region / IBG