MoneyOnClick - Product Analyst - IIT/NIT/BITS

About MoneyOnClick :

At MoneyOnClick we are building India's largest financial services brand for the 500 Mn lower middle-income customers in 4000+ small cities (which we call - India 4- ). This customer segment has very little penetration of formal loans, insurance or saving products as existing financial service players see this segment as risky and non- profitable. We have created custom lending, insurance and saving products that are tailor-made to serve the needs of India-4 customers.

To reach these customers at low CAC, we have built a proprietary tech enabled offline- to-online social distribution channel where we have onboarded thousands of financially literate free-lancers such as LIC agents and junior financial sector employees in 1000+ cities. Our fully automated social partner app is available in 6 Indian languages and helps us manage these partners remotely without any physical presence.

The general perception is that this customer segment is highly risky and non-lendable. We are happy to share that we have been able to maintain near 0% default rates despite Covid19. Our proprietary ML based family underwriting where we evaluate the P&L of the family and give a joint liability family loan has helped us maintain these low default rates.

We have achieved Operational profitability and are on-track to reach EBITDA+ by end of 2021.

Fund Raise:

Fund Raise: $10.25 million

Stage: Series A (Raised- June 2021- Not Yet announced)

Profile Overview:

Looking for Product Analyst who can work closely with Business, Product Managers, Marketing and Engineering to empower them to work effectively with data, and champion product and business analytics across the organization in a start-up environment.

Responsibilities:

- Crafting and automating reports to help businesses derive actionable insights.

- Identifying, translating, prioritizing, and informing important product questions with data.

- Exploring data to find actionable insights and make product recommendations through funnels, cohort analyses, long-term trends, user segmentation and more.

- Synthesizing and communicating insights during the product development, release and adoption process.

- Troubleshooting any gaps, inconsistencies and discrepancies in data to make sure we work with accurate information.

- Creating and working towards creating a data centric culture at MoneyOnClick.

Requirements:

- 1+ years of experience doing either quantitative analysis for a technology company or management consulting firm.

- Ability to work with large amounts of data: facts, figures, and number crunching.

- Ability to work independently at times with minimal guidance and ambiguous data to create actionable insights.

- Strong communication skills to effectively synthesize, visualize, and communicate your ideas to others.

- Strong knowledge of SQL and experience using SQL with quantitative data.

- Strong knowledge of working on Excels and Macros.

- Programming experience in Python and/or R will be a bonus.

- Prior understanding of business centric measurement (conversions/retention, funnels, user journeys) will be a big plus.

- Experience in fintech will be a plus