Role Objective:

To identify expansion avenues for Credlix by creating new product offerings, competitive benchmarking, and exploring entry into new geographies.

The role requires a high calibre person with an ability to succeed in a fast-paced, rapidly changing environment while maintaining high levels of sales acumen, operational rigor, and business excellence.

Role Responsibilities:

- Designing and formulating credit risk and underwriting Programs for Supply chain finance sunig technology as a necessary enabler

- Building scorecard based credit risk decision models and strategies, driven by cashflow based lending approach in the fintech domain

- Setting Risk and Policy structure with decent experience in credit risk function, working on conjunction with senior leaders and partners Banks/ NBFC's

- To ensure complete adherence of policy and processes and implementing in underwriting and decisioning of loans

- End to end review of the Credit & Operation process and provide insights on overall process for delivering strict turnaround time.

- Strategize and partner in implementing technology to enable a digital journey in the Supply chain financing process- e.g. underwriting, KYC, onboarding etc.

- Preferred experience in risk modelling and analytics with use of various risk tools

- Coordinating with external lenders for designing and reviewing credit facilities structure, design and delivery.

- Provide thought-leadership on improving customer acquisition strategies, developing statistical cash-flow based credit models, and communicate analytical and credit ideas

- Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones

Work Experience:

- 5+ years of experience in SME credit with 3+ Years of experience in credit scoring, risk modeling and policies in Fintech Domain (lending, cards, payments, supply chain financing)

- Experience in setting up strong credit underwriting processes and scale them

Knowledge/ Skills:

- Understanding of new-age / eCommerce businesses, and cashflow based lending models is a MUST.

- Ability to assess customers basis standard documents like Financials, Banking, GST etc.

- Proficient in MS Excel and the ability to bring out insights from data Essential

- Excellent analytical skills and detail orientation.

- Good communication and interpersonal skills.
 
Education:

- Graduation from a reputed institute

- MBA from a reputed institute

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.