Metafin Cleantech Finance - Credit Officer

ABOUT THE COMPANY :

About the company Metafin is one of the first cleantech focussed non-banking finance companies (- NBFC- ) in India. The focus of the company will be to finance different cleantech products/ systems at a retail customer level. Initially, Metafin will be focussing on retail - residential customers, business, SME- s, and small loans and working capital loans for solar installations. Metafin will service customers across India having offices in Mumbai and Delhi. The company has been well capitalized and has received regulatory approvals and will commence operations soon.

We are seeking a Credit Officer with prior experience in assessing creditworthiness for retail loans, small business loans

Key Responsibilities:

- Review loan requests and applications from potential customers

- Assess customers' financial status (income, expenses, business revenue) and evaluate creditworthiness using internal underwriting guidelines

- Analyze risk parameters and criteria for loan requests

- Calculate financial ratios (e.g. credit scores, expense/income ratios, etc)

-Prepare credit memorandum for credit decisions/ approval

- Monitor performance of loan portfolio

Requirements:

- Chartered Accountant with strong academic performance

- 3-5 years of experience as a loan officer, credit officer, or similar role at a leading financial services firm

- Excellent analytical skills

- Applicant should be highly motivated and a self-starter

- Experience using LMS or LOS platforms is a plus

- Knowledge of solar industry a plus