Job Purpose : Retail Asset Channel (RAC) vertical caters to lending to NBFC, HFC and MFI. This position will be accountable for handling entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers for RAC Key Responsibilities : - Coordination with Relationship (Client Acquisition)Team to gather financial data and documents of clients - Conducting a thorough analysis before sanctioning loan amount and ensuring compliance with organization - Visit client office for personal discussion to understand the business model before lending loan credit - Prepare final Credit Approval Memorandum (CAM) as per policy and discuss same with Head of Department (HOD) - Addressing the concern raised by Head of Department & Credit Committee, if any - Compiling MIS on credit findings and queries raised by field audit report - Checking of Credit Information Report (CIR) of clients from other Banks and Financial Institutes - Conducting on sight Due-Diligence - To train, mentor and coach team members with respect to credit policy and processes - Maintain cordial relationship with other departments, manage queries and support other miscellaneous initiatives Behavioral Competencies : - Team work, analytical, strong aptitude for concerned position Role Specific Competencies : - Excellent communication and quantitative skills. - Very good command over verbal and written English. - Ability to deliver quality deliverables within tight deadlines - Strong command over MS Excel, Word and PowerPoint Formal Qualifications / Prior Work Experience : - 7 to 8 years of prior work experience - Qualification : CA - Past experience in managing similar profile, particularly in the NBFC/ BFSI domain, would be appreciated.

Ahmedabad

MAS Financial Services - Credit Manager - RAC Segment - CA 

MAS Financial Services - Credit Manager - RAC Segment - CA  ,Job Description for MAS Financial Services - Credit Manager - RAC Segment - CA  in MAS Financial Services Ltd in  Ahmedabad for (7-8) years of experience. Apply Now!

Job Description for MAS Financial Services - Credit Manager - RAC Segment - CA  in MAS Financial Services Ltd in  Ahmedabad for (7-8) years of experience. Apply Now!