Posted By
Posted in
Banking & Finance
Job Code
1513207
Manager/Senior Manager - Policy & Portfolio - Affordable Business
Job Description:
- Create model based underwriting policy, scorecard driven customer segmentation strategy. Credit risk evaluation, assessment & policy formulation.
- Regular review of partner portfolio and share monthly report on action plan on corrective action via analysis of delinquent cases.
- Working on solutions for credit underwriting basis different product constructs Portfolio management & monitoring Operations, audit & compliance
- Monitoring Portfolio risk through portfolio performance, early warning indicators, bounce rates, non-starters and other trends and rework on risk framework - specifically related STP process for Digital Journey.
- Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness
- Working continuously cross functional to validate the performance of portfolio and to put proper reporting and analytics infrastructure in place to draw insights from data
- Experience in BRE implementation ( must), policy design for income programs, calculators, added advantage of working in Sales force environment.
Key Requirement :
- Previous experience of mortgage industry
- Good in people and team management
- Good English communication skills (verbal and written)
- Result orientation with execution and management
- Cross functional team synergy
- Ability to organize and manage multiple tasks
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Posted By
Posted in
Banking & Finance
Job Code
1513207