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Manager - Risk & Policy - Retail Lending Segment - Bank (3-8 yrs)
Manager - Risk & Policy - Retail Lending - Bank
Given below the position details with a Leading Bank :
Job Title : Risk & Policy Manager (Retail Lending)
Grade : SM/CM
Key Responsibilities :
- Assist in portfolio management and drive lending strategies formulation for retail lending programs.
- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
- Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms
- Monitoring and management of portfolio through monthly portfolio analysis.
- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
Skills :
- Proactive attitude, Eagerness to learn and application of skills to work
- Logical thinking and Data Analytics skills (Proficient in SAS. Excel & PowerPoint)
- Adaptable and Go getter attitude
- Good Communication, (written & interpersonal) & team skills
- Strong service orientation
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